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Saving With Steve


May 30, 2026

In this episode of Saving With Steve, host Steve Sexton is joined by Ray Shefska, Co-Founder of CarEdge, to discuss how consumers can negotiate smarter and avoid common mistakes when buying a vehicle.

They discuss:

  • The questions car buyers should never ask at a dealership
  • Why negotiating monthly payments instead of total price costs consumers money
  • How dealerships use down payments and financing information during negotiations
  • Why securing financing before shopping gives buyers more leverage
  • Common misconceptions about negotiating vehicle prices
  • Practical strategies for staying in control throughout the buying process
  • How AI and real-time market data are helping consumers negotiate better deals

Learn more about the show at www.SavingWithSteve.us